The Application of Financial Technology in Islamic banks a case study of Boubyan Islamic Bank

تطبيق التكنولوجيا المالية في البنوك الإسلامية دراسة حالة بنك بوبيان الإسلامي



financial technology, Islamic banks, Boubyan Bank


Financial technology (Fintech) is one of the mechanisms that can contribute to the development of the Islamic banking industry, as it enables the provision of faster and more efficient financial and banking services. It also greatly contributes to reducing the costs of banks, in particular those linked to the opening of new branches. Boubyan Islamic Bank is considered one of the successful models in the application of fintech. He proved that the adoption of some modern technologies such as electronic banking and financial services through ATMs, POS, smart devices and applications of artificial intelligence in the field of Islamic banking does not hinder the work of the Islamic bank.


Download data is not yet available.


The numbers. (no date). Retrieved date 05 05, 2021, From: the numbers, what is meant by “Fintech” and how does it contribute to shaping the future of payments in the region?:

Iman Bomod, Awatef Mutrif, Shafia Shawawi. (2020). Financial technology innovations and their role in developing the performance of Arab Islamic banks. Economic Visions Magazine, page 336.

Ihab Khalifa. (02 03, 2020). Blockchain: the next technological revolution in the world of finance and management. (03). Future Center for Research and Studies.

Boubyan Islamic Bank (annual report, 2020). Kuwait: Boubyan Islamic Bank.

Boubyan Islamic Bank (annual report, year 2019). Kuwait: Boubyan Islamic Bank.

Boubyan Islamic Bank (annual report, year) 2021. Kuwait: Boubyan Islamic Bank.

Central House of Kuwait (Financial Stability Report, 2019) Financial Stability Report. Kuwait: Central Kuwait House.

Saihi, M. B. (2018). The role of financial technology in supporting the banking and financial services sectors. Journal of diligence for legal and economic studies, 07 (03

Shawky Bourgaba. (2010-2011). The operational efficiency of the Islamic bank, a comparative applied study. A dissertation submitted for obtaining a doctorate degree in economic sciences. Setif, Algeria: Faculty of Economic, Commercial and Management Sciences, Farhat Abbas University.

Abd el Qadir Kunduz. (2019). financial technologies. 49. Arab Monetary Fund.

Fattouh, p. a. (2008). Investment controls and Islamic banks. Homs, Syria: Al-Irshad Publishing House.

Latreche hadjer. (26 09, 2019). Trends in financial and banking services in light of financial technology. An intervention submitted to participate in the National Scientific Forum on: The Financial Technology Industry and its Role in Enhancing Financial Inclusion in the Arab Countries - Reality and Hope

Wamda Research Lab and PAYFORT Company. (2017). MENA FinTech Report: Trends in the Financial Services Sector. Wamda Research Lab and PAYFORT.

Wikipedia, s.d. 1. (s.d.). Consulted on 06-20-2022

Andriy, G. (2019, 06). Rôle et enjeux de la technologie de la Blockchain dans les activités d’intermédiation bancaire. 83-84-85. Grande Ecole.

Arner, D. W. (2015). The evolution of Fintech : A new post-crisis paradigm. Geo. J. Int'l L. , 47.

Belahcen, M. (2019, 10 22). Histoire des Fintechs. Consulté le 03 21, 2022, sur : https ://

Cambridge, D. Dans Dictionary.cambridge Retrieved from: https ://

Commerce, L. m. (2018). Examen statistique du commerce mondiale.

Global Finance, N. (2018). The World’s Best Digital Banks. Retrieved from: https ://

Julian Schmidt, P. D. (2018). the Emerging Financial Services Ecosystem of Fintechs and Banks : Six Types of Data-Driven Business Models in the Fintech Sector. Proceedings of the51st Hawaii International Conferenceon System Sciences , p. 5004.

RajkumarBuyya, ShinYeo, C., Venugopal, S., & Broberg, J. (2009). Cloud computing and emerging IT platforms : Vision, hype, and reality for delivering computing as the 5th utility. Future Generation Computer Systems , 25 (06), p. 556.

settlements, B. f. ( 2018). Implication if fintech developments for bank and bank supervision.



How to Cite

بوغار ص., & تراري م. ح. . (2022). The Application of Financial Technology in Islamic banks a case study of Boubyan Islamic Bank: تطبيق التكنولوجيا المالية في البنوك الإسلامية دراسة حالة بنك بوبيان الإسلامي. JOURNAL OF AL MAYADINE AL IKTISSADIA , 5(1), 224-203. Retrieved from